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Application Help

How does No Interest work?

Get it now, pay later with no interest!

MIM Pay No Interest is a great way to get access to items that you need right now and want to pay off over 3 or 6 months.

Simply pay a minimum deposit of 25% and the rest in easy weekly, fortnightly or monthly instalments.

Once you have paid the deposit, your item will be delivered to you within 10 business days.

You will then have a 10-day cooling off period, in which you can return your product and pay nothing further (conditions apply).

The price you pay includes a delivery fee (which varies depending on the type of item and where you are located) and an establishment fee of $55.

There’s no interest charged at all and no ongoing monthly fees.

If you miss a payment fees will apply (a fee from our Direct Debit supplier and a fee from Make It Mine). But if you do catch up on your payments and get yourself back up to date we’ll waive the Make It Mine fees once your contract finishes.

Please note, a MIM Pay No Interest contract is subject to our financial assessment and lending criteria, and cannot be cancelled after the 10-day cooling off period (other than for faulty products).


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  • ACN 130 102 411 Australian Credit License 402033

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Any Questions?
Call us on 1300 877 774

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Excluding Public Holidays
Closed Weekends

© 2019 Make It Mine Finance Pty Ltd. All rights reserved

ACN 130 102 411 Australian Credit License 402033